Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Are you one of the many Americans who owns a timeshare that you don’t want? Have you been the victim of a timeshare scam? Do you need to know how to get out of a timeshare? Are you ready to ditch your timeshare ASAP and get back to your life? If so, you are not alone. Most people who buy timeshar...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Buying a timeshare is easy, getting rid of a timeshare is next to impossible. With a team of legal professionals and a pocket full of scare tactics, the timeshare company does everything it can to make sure you can’t figure out how to get rid of a timeshare.  This can leave you laying awake at n...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 2
Divorce can ruin your credit report.  Divorce is hard enough when you combine finances, it can sometimes lead to difficult situations.  Often times these difficult situations are initiated by a soon to be ex-spouse making late payments on shared accounts.These late payments appear on both of the ...

By John Higgins, Branch Manager/Senior Loan Officer
(Best Choice Lending, Inc.)
Comments 1
Fannie Mae HomeReady®A Low Down Payment Alternative to FHA FinancingFannie Mae has put together a program that takes FHA, and its first time homebuyer program, head on. In what has become a viable alternative to government insured low down payment programs, Fannie Mae’s HomeReady® mortgage progra...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 29
  HOW and HOW MUCH Late Mortgage Payments Can Hurt You  From client info, applications, communications, mortgage industry news, marketing ideas, to social media and more, it seems like I'm reading all the time these days.  The gathering (and sharing) of info is vitally important for an LO.  But a...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 2
  cc: by: https://flic.kr/p/7orBcT   Many people get denied on SBA loans and they believe that denial means they got shot down by the SBA. But the reality is that the bank turned you down. We can take that borrower, and because we have over 100 SBA lenders of all shapes and sizes, we can often g...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  If you own a timeshare, the chances are that you may have been a victim of a timeshare scam or less than ethical business practice. According to our timeshare exit team reviews, the industry is full of scams and has a variety of less than honest sales tactics they use to convince you to buy a t...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 14
The TIMING (and success) of any future mortgage application could rely heavily on how recently a late mortgage payment was made.       HOW and HOW MUCH Late Mortgage Payments Can Hurt You     From client info, applications, communications, mortgage industry news, marketing ideas, to social media ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings on builder confidence, housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released.NAHB: Builder Confidence Drops by One PointThe National Association of Home Builders reported that builder ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
In a moment of vacation bliss, or weakness, you did it, you bought a timeshare. Now you are frantic and worried about increasing maintenance costs. You are trying to figure out how to get rid of a timeshare, worrying what the timeshare exit team cost will be.   You don’t know how this happened. ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  If you are having major buyer’s remorse after a spur of the moment timeshare purchase, you are not alone. When our timeshare exit team talks to timeshare customers, there are many whom are unsatisfied and desperately trying to figure out how to get rid of a timeshare. This is a common story. In...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
  Buying a timeshare is a mistake. In fact, the AARP lists a timeshare as the number one, most regretted purchase. This is why our timeshare exit team exists and why thousands of people need a timeshare cancellation every year. With increasing maintenance fees, rising interest rates, and general...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you need to know how to get rid of timeshare, you have come to the right place. The experts on our timeshare exit team are here for you when you need us. With the right help from us, you can get out of your timeshare and on with your life.  Buying a timeshare is easy. In fact, according to the...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 3
I had four clients call me this week asking me, "Since the fed lowered interest rates this week, can I get atraditional loan?" Well, in a simple answer, "NO!"I am willing to help these people work on their credit over the next couple years. But, if you couldn't getapproved for a loan last week, m...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Did you buy a timeshare that you now regret? Do you lose time you could be productive at work or home relaxing wondering how to get out of a timeshare? Is your timeshare causing you to lose sleep? If so, you are not alone. Timeshares end up being a purchase that most consumers truly regret. In fa...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
Are you wondering how to get rid of a timeshare? You are not alone. In fact, the overwhelming majority of timeshare owners wish they could get rid of their timeshare. Most of them also wish they had never bought the thing, to begin with. However, as much as you wish you had never bought your time...

By Mike Young, FHA 203k Consultant 916-758-1807
(203kOnLine.com, covering the USA)
Comments 5
203k checklist for improvements203k Consultant's cornerIt is always interesting to see how new consultants, and some not so new, will ask on a public forum if anyone has a "checklist" they might use to help them Why, you wonder?When you take your training as a consultant, you also have to certify...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 21
It's 2018.  Will I Lose My Tax Deduction if I Refi? If you're asking this question, I'm going to go out on a limb and say you're experiencing some anxiety right about now.  But no matter how bad it gets, realize things could always be worse.  You could be the Internal Revenue Service and tasked o...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
If you are interested in a HARP mortgage you should know that your time is running out. The program will no longer be available after December 31, 2018. It will be replaced with two new programs that will not be as attractive as this one. I will outline what those two new programs are in a future...

By Jerry Thomas-Construction Loans, Construction Loans Conv/FHA/VA
(Cranbrook Loans)
Comments 10
Yes, you can build a new home with FHA, VA and USDA loans. 3.5% down payment for FHA. 0% for VA and Rural Development. These are Single Close programs. One closing, one set of fees, no re-qualifying.  Conventional loan programs require 10% to 20% down payment and minimum credit scores of 680 to 7...