Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 1
What's a Qualifying Payment on a Mortgage? Qualifying.  It's always harder than it looks, right?  I've talked before about my erstwhile career as an Ironman triathlete and for those familiar with that sport, they'll confirm that qualifying for the race in Kona is way harder than they make it look...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 12
 A couple weeks ago I wrote an article titled, “Predatory lending is now even easier and banks are taking full advantage” and as if that wasn’t enough, “Big Banks” are at it again. Once again the government just sits back, hears the sob stories, and passes new laws to help protect consumers becau...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending May 18, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    Retail sales rose 0.3% in April, matching expectations. Consumer spending is also picking up, but higher gas prices are cutting into discretionary spending. The i...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you’ve been weighing the decision of whether or not timeshare cancellation is a good option for you, you’ve likely looked into timeshare exit team reviews and timeshare exit team cost to try to find the best service and option for you.  Figuring out how to get out of a timeshare can feel overw...

By YourSiteNeedsMe SEO Team, $399 Real Estate Websites - YourSiteNeedsMe.com
(YourSiteNeedsMe.com)
Comments 1
If you’re like most people who are buying a home for sale in Baton Rouge or elsewhere, you’ll need a mortgage loan – and you probably already know that the higher your credit score is, the better terms and rates you’ll qualify for with your lender.But what if your credit score isn’t awesome?You m...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending May 10, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    The consumer price index, which measures inflation, was slightly lower than expected in April. Lack of inflationary pressure helps keep rates lower. The producer ...

By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 6
The originator of this original piece of content, Gene Mundt, from Chicagoland, has created tons of useful information throughout the years, primarily for homebuyers who have questions about obtaining a mortgage. Because an increasingly large number of buyers are not privy to the behind-the-scene...

By Debe Maxwell, CRS, Charlotte Homes for Sale - Charlotte Neighborhoods
(www.AtHomesCharlotte.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310)
Comments 10
Due to the shift in the Charlotte real estate market, home buyers are forced to be 100% prepared when presenting an Offer on their dream home. Charlotte home buyers are forced to be aware of the importance of Credit Scores.  Information and tools are easily available to home buyers via sources al...

By Lauren Massie, CPA, CPA - Tax Resolution Specialist in Raleigh, NC
(Lauren Massie, CPA PLLC)
Comments 1
Have a large tax debt that you’d like to settle with the IRS for pennies on the dollar through the Offer in Compromise program? Filing an Offer in Compromise allows taxpayers to make an offer to the IRS to settle the entire amount due for a lesser amount if they cannot afford to pay.The main focu...

By Melanie Cameron, The Cameron Team
(Coldwell Banker Sea Coast Advantage)
Comments 1
This is a follow-up video to "What is the North Carolina Homeowners Alliance?". The North Carolina Rate Bureau was petitioning to have insurance rates increased by over 18%. Realtor Melanie Cameron shares an update on that. Want to know upcoming changes that could make owning a home in North Caro...

By Mr. Laurent
(DL Financial)
Comments 46
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 61
 On May 1, 2009, the government put in to place the HVCC appraisal law which stands for HomeValuation Code of Conduct, which was supposed to help to keep agents and mortgage brokers from being able to talk to appraisers and keep them from swaying the value they put on a home.But, within that law,...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 19
OK, I’ve been working on this for a couple days and Owner Financing is something that is needed and It hink it can be a great tool for sellers. But Representative Brad Miller (D) of  North Carolina introduced a bill HR 1728 that basically makes it so the average homeowner can’t sell their home on...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 19
 Today’s household hint, that can save you hundreds of dollars per year, is one that I picked up from my not as good looking, less intelligent, younger brother. You see my brother has 2-4 foster children in his house at any given moment and one bill that normally doesn’t seem that big, got big fo...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 25
  Myth-Busting Mortgage Credit Scoring Over the years, Mortgage Credit Scoring has evolved.  It continues to do so at a fairly constant and rapid rate ...   As a result, a large supply and wide variety of updated articles and reports regarding the topic of Credit Scores (Fair Isaac Corporation (F...

By Michelle Carr-Crowe-Top 1% Diamond Certified Real Estate Team Sells Cupertino San Jose Homes-Just Call 408-252-8900, Family Helping Families Buy & Sell Homes 40+ Years
(Get Results Team...Just Call (408) 252-8900!)
Comments 7
Silicon Valley home buyers should read this post! So often, buyers have questions about lenders' decisions on lending, yet have no one willing to share the helpful insight in this article. Many people think a credit company may "average" a married couples credit scores, yet that isn't the case. K...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 35
  Avoid "Mortgage Approval-Ivy". Don't Make These Mortgage Mistakes When our boys were little, we decided to construct a home in the Lincoln-Way Area of the Chicago Southland.  When choosing a lot to build on, we visited subdivision after subdivision in the area.   After deciding on the subdivisi...

By Sonia Narvaez, Your IRS Tax help
(CPA Accounting & Tax Services)
Comments 0
Each year the IRS sends millions of letters and notices to taxpayers. Although some people may feel anxious when they receive one, many are easy to resolve. There are many reasons the IRS sends notices to taxpayers. The notice usually covers a specific issue about your account or tax return. It m...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
A quick search on eBay or various other websites will bring up hundreds of listings for people who are trying to sell their timeshares for $1. One dollar. And guess what? They still can’t sell them. People who are trying to figure out how to get rid of a timeshare often think selling it to anothe...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When it comes to vacations, Americans are some of the worst at actually taking them. Wondering about how to get rid of a timeshare doesn’t help.   Despite living in a relatively affluent country, working high paying jobs, and even having paid time off, over half of Americans won’t take any sort o...