Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Will Hamm, "Where There's a Will, There's a Way!"
(Hamm Homes)
Comments 3
Making a Five-Year Plan   Accomplishing large goals, such as saving for a vacation or getting a promotion at work, takes time, but breaking your goal up into smaller steps can make it easier to achieve. For long-term goals, consider creating a five-year plan to help you take smaller, more manage...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 0
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to verify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 2...

By Joseph Metzler, Sr Loan Officer
(Cambria Mortgage)
Comments 0
Can I get a new loan after forbearance?Homeowners who have been granted forbearance from making full payments on their Fannie Mae or Freddie Mac backed loans during the COVID-19 crisis may still be able to refinance or buy a new home when the crisis ends.The Federal Housing Finance Agency (FHFA) ...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
In Texas your property tax bill is usually due once a year, on February first. In some Texas counties the tax authorities split the bill in half, so you pay half in December and half in July. Either way, tax on properties in Texas can sometimes seem an onerous amount. The good news is that if you...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Comments 13
The Truth Behind Mortgage Rates. At last, someone is willing to tell the truth with 10 valuable lessons below!  I know of no other industry which spends more money on deceptive advertising aimed at confusing their end users than Banks, Credit Unions, and Mortgage Companies. To learn more about Th...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Comments 6
Below is a simple lesson on how to read the charts associated with the Mortgage Rate Updates & Projections reports which can be found at www.JasonGordon.info nearly every business day. If you are pursuing a mortgage (or helping to refer someone in need of a mortgage), it is highly recommended tha...

By Randy Mitchelson,APR, First Impressions are made at First Click
(Marketing Coach & Homeland Heroes Home Loans)
Comments 1
 Share this with your clients.It's Free.It shows you're thinking about them and their financial well-being.DECISIONS/DECI$ION$ Financial Wellness Webinar SeriesFREE SNEAK PREVIEWNational BroadcastThursday, July 2, 2020, at 7:00 p.m. EasternThe DECISIONS/DECI$ION$ Financial Wellness Webinar Series...

By Marina Garan, South Florida Real Estate Agent
(DEZER)
Comments 1
If you are looking for the best way to approach a complex issue of finally having a place of your own, a good strategy would start with finding out the budget you have for this venture. Make sure that your monthly expenses follow the so-called 50/30/20 Rule, where 50% is the fixed payments you ha...

By Lynn Pineda, Real Estate Promises delivered in SE Florida
(eXp Realty)
Comments 21
Want to know the facts about FHA Mortgages? Then you've stumbled upon the right post where Inlanta Madison Mortgage has written a comprehensive guide to FHA Mortgages.   A must read for any home Buyer or for that matter, anyone wishing to educate themselves on FHA Morgtages. Many potential home b...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 4
What's up and the latest news in the US real estate market for June 29, 2020? The average U.S. rate for a 30-year fixed mortgage last week week was 3.13%, matching last week’s rate that was the lowest on record, according to Freddie Mac.                                             Mortgage Rates ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Are you thinking about using mortgage financing to buy a new home? If so, you've likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today's blog post we'll explore mortgage insurance and explain the difference between conventional, FH...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 0
Investing in trust deeds means you are buying someone’s real estate loan. The loan is secured by a trust deed.Trust deeds, also known as private mortgages, generally offer quite healthy returns. However, as with all investments, you are taking a risk. The biggest risk taken with trust deed inves...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 1
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the Islip Terrace, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputa...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 1
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the East Islip, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputatio...

By Karen Schimpf, Commercial Mortage Broker
(Commercial Capital Ltd.)
Comments 0
There is one more BIG provision from the CARES Act that makes SBA loans a BIG winner right now but you must act fast....it only affects SBA loans that are closed by the end of September. Specifically, the Act states....Section 1112 of the CARES Act requires the Small Business Administration (SBA)...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 2
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the Davis Park, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputatio...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 2
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the Patchogue, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputation...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 1
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the Farmingville, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputat...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 2
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the Holbrook, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputation,...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 2
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the Bohemia, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputation, ...