Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
Despite updates to timeshare services like more locations, some flexibility on dates, and more amenities, they are still rarely worth your money. They often lead you to wonder how to get out of a timeshare. Read on to learn some tips and tricks from the pros to save your time, money, and sanity. ...

By Dorothy Mitchell, Writer and real estate agent
Comments 0
Being in debt is a very stressful experience. It can be very depressing to constantly receive bills and increasingly harsh reminders to pay up what you owe. The most important thing to do when you set out to eliminate your debt is to have a strategy that you’ll follow to the letter. Attempting to...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 10
     Tallahassee home buyers are increasingly aware of the importance of Credit Scores.  This is due to the amount of information and tools that are easily available to them via the internet, their Lender, and elsewhere.      Mortgage credit score information, when correct and utilized properly, ...

By Jeffrey Masich- Arizona Associate Broker,MBA &GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 2
Does buying a home with nothing down in the Phoenix Arizona metro area sound too good to be true? Well check these real opportunties out for a free grant for down payment and/or Buyer closing costs or for Zero Dollar down payments.                              Home Buyer Free Grants and No Down P...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 102
 So many people over the pastcouple years saved money getting a 100% loan rather than an 80/20 or 80/15/5 loan. But, those who got that 100% loan were stuck having to pay PMI on their loan, which in reality, if they paid it down below 80% loan to value ratio, the PMI would be taken off. But, as m...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 36
 Over the past 6 years I’ve been in real estate, I’ve done a lot of owner financing and lease option deals for owners and buyers. But until this last summer I had never had a situation where a property was given back on a lease option or a home owner had to foreclose on a buyer.But, there was a d...

By Jerry Thomas-Construction Loans, Construction Loans Conv/FHA/VA
(Cranbrook Loans)
Comments 0
I was inspired to write this blog by a recent question on the site, "What is the role of a Loan Officer". My job has two parts. Like just about everyone else on this site, I'm a salesperson. I have to figure out how to find people that need money to buy, build or refinance their home. This isn't ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 6
  What Makes You Special When You Buy a Home?  Your Financial DNA Parents often tell their children they're "special".  They're unique.  Like no other person on earth.  I know I told both of my boys that ... still do.It's a pretty heavy message for a child to hear, isn't it?  One based on love ce...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Although timeshare companies are now marketing heavily to the younger generation like millennials who actually say saving money for travel is more important than saving for retirement, timeshares are still most commonly owned and purchased by people who are retired or getting close to that point ...

By Michelle Carr-Crowe-Top 1% Diamond Certified Real Estate Team Sells Cupertino San Jose Homes-Just Call 408-252-8900, Family Helping Families Buy & Sell Homes 40+ Years
(Get Results Team...Just Call (408) 252-8900!)
Comments 2
We have a timeshare in Hawaii that we absolutely love and enjoy every year. However, I know lots of folks find that their timeshares are more costly than expected or have found their desire and ability to travel has changed and no longer want or need their timeshares. Here is a way to get a free ...

By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek Team)
Comments 7
 Washington is broken…there is simply no argument to support any other theory.  If you don't want to believe this, just click on the photo of the U.S. Debt Clock below...it will open in real time and it is staggering.I just had to share these quotes as I believe they are so apropos:    By J. Stew...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Real Estate News in Pensacola, Gulf Breeze or Pace Florida. Buying a home made easy and it all starts with getting pre aproved for a  mortgage and we make that easy as well. Call or Text Charles Now and let’s start shopping. Here in Pensacola we do 'Nonprime' loans to  expand mortgage options Ban...

By Lauren Massie, CPA, CPA - Tax Resolution Specialist in Raleigh, NC
(Lauren Massie, CPA PLLC)
Comments 3
Tax liens are required to be removed from credit reports issued by the three largest credit bureau agencies (i.e., TransUnion, Equifax, and Experian) effective April 16, 2018. This decision was reached by the credit bureaus due to concerns about the integrity of the data pulled from public record...

By Danny Frank, The Real Estate Expert
(Heritage Texas Properties)
Comments 0
Reposted from Realtor.orgPurchase-rehab loans, recently unveiled by the Department of Veterans Affairs, would cover renovation costs and provide another avenue for military vets to take advantage of no-down VA loans.MAY 2018 | BY ROBERT FREEDMAN    About a month ago, the Department of Veterans Af...

By Paul Antonelli, Broker Owner; NextHome Antonelli Realty
(NextHome Antonelli Realty)
Comments 2
We all love the big sizes and low prices of our local warehouse store - yet we all hate the sticker shock that often occurs at the cash register when the clerk tells us the grand total. Are we really saving money when all is said and done?Here are some tips for maximizing warehouse shopping and a...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 2
Should You DIY Your DTI? Just like the Julian and Gregorian calendars separate time between B.C. and A.D., the passage of the Dodd-Frank Wall Street Financial Reform Act separates the way mortgages have been qualified.  Loosely, before Christ (and in my opinion, Barney and Chris did hold themselv...

By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek Team)
Comments 6
Financing and Your Credit ScoreCredit is an important component in helping you find the best loan product to meet your home-buying needs. The way you handle credit obligations can greatly affect your loan choices and the interest rates you can get. In short, the better your credit, the more loan ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
People that have timeshares they are no longer using often try to figure out how to get out of a timeshare. The industry makes it a bit of a hassle to get rid of timeshare, and so many people often feel like they are stuck with it whether they are using it or not.  The problem is that some people...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 11
Don't subject yourself to any of these predicaments during your mortgage process.  Follow the advice of your Loan Officer from beginning to end.     Avoid "Mortgage Approval-Ivy". Don't Make These Mortgage Mistakes   When our boys were little, we decided to construct a home in the Lincoln-Way Are...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
The timeshare industry got its start in the 70s, and it has always had a bit of a rocky reputation, particularly because they never tell you how to get rid of a timeshare. Timeshare companies are known for their pushy sales tactics, promises of grand prizes, and lengthy presentations designed to ...