I am a Hard Money expert committed to earning your trust through education and transparency. I look forward to sharing my knowledge and expertise in private money lending.
Get to know G. David Lapin
My professional career in real estate encompasses 26 years entrepreneurial experience, bridging commercial real estate development, construction, property management, investment sales and finance including residential mortgage banking, brokerage, trust deed investing and private money lending.
Hanover Mortgage Company is fully licensed by the California Department of Real Estate and is SAFE Act compliant. Licensing board: California Department of Real Estate (DRE) Licensee Status Inquiries: Licensing information: (916) 227-0931 CA DRE website. Click here to check the status of our corporation license record with the DRE. Enter our license I.D. number: 01410448 Licensing board: Nationwide Mortgage Licensing System and Registry (NMLS)Licensee Status Inquiries: NMLS Consumer AccessSM Website Click here to verify our NMLS licensing/registration information. Enter our NMLS I.D. number: 337458 Financial Note: Hanover Mortgage Company is privately held, run and controlled by its original founder. The company was self financed, is cash flow positive and does not owe money to outside investors or venture capitalists. Hanover Mortgage Company Maintains a positive Dun and Bradstreet (D&B) credit rating: D&B D-U-N-S Number: 14-694-1716 Holds an A rating with the Better Business Bureau, the second highest rating available. Hanover Mortgage Company adheres to the highest standards of professional and ethical conduct, among which are expert knowledge, accountability, fair dealing, and service to our clients and our community.
We specialize in Private Money (non-bankable) real estate loans in Southern California. We step in where banks leave off, funding commercial, multi-family (apartments) and investment residential "hard money" (equity loans) on purchase or refinance transactions.
We are an equity based lender specializing in short to intermediate-term loans for Purchase, Refinance, Rehab and Construction transactions secured by most Commercial & Residential property types.
HanoverMC offers fast, competitive financing alternatives for borrowers or properties that do not meet conventional underwriting guidelines. We focus mostly on collateral value and the fundamental value of the real estate, bypassing many of the usual credit and income underwriting guidelines required by banks or institutional lenders for traditional mortgage loans.
Our competitive advantage is having the flexibility of funding through a diverse network of private investors, enabling us to provide creative financing options for opportunistic real estate transactions, meeting the unique demands and time constraints associated with private loan transactions.
At HanoverMC, we are focused solely on private real estate lending, a common sense approach to underwriting and flexible lending solutions that help save you time and money. We will evaluate your loan request quickly, fairly and efficiently.