michigan: What is an Annuity? - 01/16/12 06:45 AM
What is an Annuity? Maury Davis, CIC, (989)220-6157, Vice President, Future Insurance Agency, Saginaw, Michigan An annuity is a contract in which an individual agrees to pay premiums to an insurance company and receives, in exchange, a regular stream of income payments from the issuer. What is an Annuity? The main benefit of an Annuity is SAFETY 
With A fixed Annuity, and Fixed Indexed Annuity the principal investment is guaranteed. This means that you can never lose your investment. (Not Variable Annuity) Every year, any interest is added to the initial invest amount and that becaomes the new guaranteed principal amount.. What … (0 comments)

michigan: Saginaw Michigan Homeowners Insurance - 01/03/12 03:46 AM
Saginaw Michigan Homeowners Insurance - Maury Davis, Certified Insurance Counselor, (989)220-6157, Saginaw, Michigan, Vice President, Future Insurance Agency.


On a Saginaw Michigan Homeowners Insurance, the difference between Replacement Cost Coverage and Actual Cash Value (ACV) loss settlement language found in Saginaw Michigan Homeowners Insurance is very great. If you have a loss to your home the difference could be financially catastrophic to you if you have the wrong coverage.
Replacement Cost Coverage on a Saginaw Michigan Homeowners Insurance policy pays for the repair or replacement of your home due to a covered loss, without depreciation, up to the … (0 comments)

michigan: Saginaw Life Insurance - Employer provided life insurance, why do I need more? - 12/01/11 04:40 AM
  Saginaw Life Insurance - Maury Davis, Certified Insurance Counselor, (989)220-6157, Saginaw, Michigan, Vice president, Future insurance Agency.   Do you have a Saginaw Life Insurance policy provided to you at your place of employment? If you do that's nice, but many people use this form of employee benefit as their sole Life Insurance plan. If you die while employed by that particular employer, all is well for your surviving family provided the company gave you adequate Saginaw Life Insurance. Some times this is not the case. Many employers will offer only an amount equaling one year's salary for the employee. This is not … (1 comments)

michigan: Michigan Annuities - "Retirees need fewer stocks, more annuities" - 11/30/11 07:41 AM
                                                                                         Michigan Annuities   Maury Davis, Certified insurance Counselor, 989-220-6157, Vice President of Future Insurance Agency, Saginaw, Michigan.   I just read this great article: "Retirees need fewer stocks, more annuities" in Market Watch about the danger of retirees outliving their income if the majority of their assets are invested in the equities such as stocks, and mutual funds.    An annuity … (0 comments)

 
Maury Davis, CIC, CEP -  Territory Manager, Combined Insurance  (Michigan Insurance Agent)

Maury Davis

CIC, CEP - Territory Manager, Combined Insurance

Saginaw, MI

More about me…

Michigan Insurance Agent

Address: Saginaw, Michigan, 48603

Office: (989) 220-6157

Mobile: (989) 220-6157

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Maury Davis, CIC explains the complex subject of Michigan Life Insurance and its many forms.


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