florida loans: FHA Loans & FHA Mortgages - setting the record straight !!!! - 06/28/09 02:42 AM
FHA Loans and FHA Mortgages -
Believe it or not, for many areas across the United States, in today's market, FHA mortgages seem to be about 50 percent of today's real estate transactions.  What has bothered me since there aren't as many mortgage programs as outlets anymore, is that more and more lenders/loan officers are utilizing FHA loans now than ever before. And the crime to this surge of FHA loans is that more and more loan officers are just making up stuff that isn't even 1 percent true, just to get the borrower in the door.
What … (13 comments)

florida loans: FHA loans - FHA mortgages - The difference between HUD & the lenders...... - 02/19/09 12:49 AM

FHA loans in the last 12 months have become one of the most used types of mortgages. There could be several reasons for this......
less money down - 3.5% down lower credit scores - anywhere from 600 down to 550. less than perfect credit no credit at all 2 years out of a bankruptcy Well, things have been changing. No, HUD hasn't really been changing the FHA guidelines, but the investors and banks have been changing them. We are in a credit crunch crisis. Just in the last few months, I have been getting a few calls and … (12 comments)

florida loans: Mortgage Rates -- Locking or Floating -- Part 2 of 2 - 08/24/07 02:26 PM
I had told a short story in regards to a first time homebuyer being very confused over the mortgage process, even though I explained it well to them. Why did this happen?  Because they started to talk to family members who got them to shop around and a realtor that told them one fee was too high.
No matter if you are going for a FHA, conventional, VA, or subprime mortgage, you not only need to feel comfortable, but educated. The story turned out in my favor because the previous lender wasn't keeping in touch with his clients after application in … (10 comments)

Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages  - USDA loans - VA Loans ( Social Media - Infinity Home Mortgage Company, Inc) Ambassador large

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA...

Cherry Hill, NJ

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