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What is an Annuity?
What is an Annuity? Maury Davis, CIC, (989)220-6157, Vice President, Future Insurance Agency, Saginaw, Michigan An annuity is a contract in which an individual agrees to pay premiums to an insurance company and receives, in exchange, a regular stream of income payments from the issuer. What is an Annuity? The main benefit of an Annuity is SAFETY 
With A fixed Annuity, and Fixed Indexed Annuity the principal investment is guaranteed. This means that you can never lose your investment. (Not Variable Annuity) Every year, any interest is added to the initial invest amount and that becaomes the new guaranteed principal amount.. What is an Annuity? Types of annuitiesDepending upon investment goals and need for income, investors can choose an immediate annuity or deferred annuity.
Deferred annuities allow you to delay the start of your income payments until a later date of your choice Immediate annuities are designed to make payments to you shortly after your premium payment is made. What is an Annuity? Interest Structures of an Annuity
Fixed  Fixed index  Variable (PRINCIPAL NOT GUARANTEED. See below)
What is an Annuity? Some other main benefits of annuity investing 
Tax-deferral: All interest, dividends and capital gains accumulate tax-deferred. Because you do not pay ... more

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