Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
Many areas of the country are experiencing a downward trend in mortgage delinquencies.  The following information is provided by TransUnion gives a recent historical perspective of the most recent debacle we have all suffered through. Shockingly, to me at least, was an increase in mortgage delinq...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 The majority of  FannieMae changes in 2017 have made it easier to qualify for a conventional mortgage.For this article I will discuss a few of the most beneficial changes. Student Loans are arguably one of the biggest issues for many first time buyers when it comes to qualifying for a mortgage. ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
It is no secret that the Texas Commercial Real Estate Loans landscape has changed a significant amount in the last few years. Lenders have not only gotten more conservative (even non-traditional lenders), but there are also numerous regulations now in place.If you are pursuing a Texas Commercial...

By Royalty One Mortgage, Mortgage company in Henderson, Nevada
(Royalty One Mortgage)
Comments 11
Lending plays a significant role in both home-buying and home ownership. If you're planning on buying a new home, refinancing your current home, or applying for a reverse mortgage loan; it's important to familiarize yourself with common mortgage terms. Finding the right loan program for you is in...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Coming up with an interest rate for your Texas Commercial Real Estate Loans is not just as simple as going with the current market rate. There are a number of factors that go into determining the rates for individual borrowers.When it comes to Texas Commercial Real Estate Loans, the more you kno...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you are looking into buying real estate for your small business, whether this is to expand your office space or to add properties to your real estate portfolio, then you are most likely seeking out a Texas Commercial Real Estate Loans. But before you begin looking for lenders, make sure that ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 3
Before getting a Texas Commercial Mortgage know your credit score, have a large down payment on hand and have specific knowledge about the property you want to finance. Knowing your credit score and taking steps to improve it is a vital to secure the best terms on your commercial mortgage. Ensur...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Pursuing a Texas Commercial Loans can be a time consuming and frustrating process. Using a broker can help ease some of that frustration and free up your time to be able to focus on growing your business. Using a broker to secure a hard money loan for your business might not be what you think. T...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Once you have settled on a lender and gone through the entire application process, there will come a time when you we be offered terms for your loan. But what do you do if these Texas Commercial Lending terms are not to your liking or not what you thought they were going to be?It’s bound to happ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
This is a term that is often thrown around in Texas Commercial Lending circles. If you plan on seeking out loans to help your business grow, this is an essential term to have a grasp on before getting in over your head.Attempting to find a Texas Commercial Loans through traditional vendors is no...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 9
“I feel bad for anyone that Buys Leads”   Hey Joe,  Do you have some time to get together for lunch sometime soon, this time on me? If possible I want to pick your brain again, even though we are both in the same business. I have to admit, I did not take your advice about buying leads even though...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.04% 2.64% Fixed 2 Year 2.84% 2.54% Fixed 3 Year 3.44% 2.84% Fixed 4 Year 3.89% 2.94% Fixed 5 Year 4.84% 2.94% Fixed 7 Year 5.30% 3.44% Fixed 10 Year 6.10% 3.74% Variable 2.40% Prime 3.20% Benchmark 4.84%

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) were up 12 basis today today at 103.34 having come to rest just 6 basis points below resistance offered by the 25 day moving average. The 30 year conforming was available at 3.875% today.  The 30 year jumbo was at 4.00%.  Whether in New England, the Mid Atlantic o...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 1
Most people get confused when referring to home equity loans and second mortgages because some websites may use the terms interchangeably, so how are they different?A second mortgage is actually a type of home equity loan. When mortgage professionals bring up the term home equity loan, they are u...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Platinum Properties)
Comments 43
What Does It Mean When the Lender Says the Buyer's Golden?Recently I had some buyers clients that wanted to buy a home. These are conservative folks that live well within their means and do not make lavish purchases. They had talked to a loan officer a couple of years ago when they thought their ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Regulators recently proposed raising the threshold on real estate transactions needing an appraisal. The new requirements could save borrowers both time and money.Federal regulatory agencies, such as the OCC and the FDIC, are proposing raising the value threshold at which commercial properties b...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are specific benefits and drawbacks involved with both commercial and residential real estate. But the main difference between the two significant knowledge is required to be a successful Texas Commercial Real Estate investor.Texas Commercial Real Estate generates higher returns as commerci...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Seller-financing can save both buyers and sellers the hassle of applying for a traditional mortgage. But both parties should be comfortable throughout the process. Seller financing is just what it sounds like, the seller takes out a loan to enabling the buyer to purchase the property. The process...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Issuers of Texas Commercial Mortgage Backed Securities (CMBS) this year have faced Dodd-Frank risk-retention standards for the first time. What has the impact been so far this year and what might these regulations mean for the Texas Commercial Mortgage market in the future?Regulations came into ...