Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 4
More Than Half Of All Buyers Are Surprised By Closing Costs According to a survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage. After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of ho...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Hurricane Harvey brought record-rainfall that led to some of the worst flooding that the country has ever seen. Those in the area are eager to see the damage that Hurricane Harvey left on commercial mortgages in Texas.Local banks are a little on edge because it is still unclear just how much work...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) were 9 basis points today at 103.19 having come to rest 20basis points below resistance offered by the 25 day moving average. The 30 year conforming was available at 3.875% today.  The 30 year jumbo was at 4.00%.  Whether in New England, the Mid Atlantic or the Mi...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Fixed term best discounted rates & posted rates as of Sept 28 2017 6 mos                                 3.10%         3.14%1yr                                     2.44%          3.04%2yr                                     2.54%          2.84%3yr                                     2.69%        ...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 24
You're Looking Out for Veterans?      In today's issue of "I love my business but sometimes hate my industry", I read today that there's a federal investigation into the "churning" of VA loans, which, if you've been in the mortgage industry for more than a few months, falls into the "duh" categor...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Core Lending)
Comments 0
 Conventional 30 year Mortgage: 4.125%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.44%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.17%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:3.93% Rates are Subject to ChangeCall me today if you are thinking ...

By Nathan Gesner, Broker / Property Manager
(American West Realty & Management)
Comments 11
As a veteran, I receive 5 - 10 phone calls a month asking me to "get the best rate possible" by refinancing with these companies. As the article states, they are simply preying on our aging veteran population and have no intention of actually helping veterans.Thank you for shining a light on this...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
For most of the general public except for some with religious exemptions, normal W2 wage earners pay social security tax on up to $127,200 (the "wage base limit") for 2017.  That means that if you earn $50,000 or $100,000 or even the full $127,200, you pay a 6.2% tax on every penny you make.  You...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) were down a whopping 29 basis points today at 103.09 having come to rest 14 basis points below resistance offered by the 10 day moving average. The 30 year conforming was available at 3.875% today.  The 30 year jumbo was at 4.00%.  Whether in New England, the Mid ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) were flat today at 103.34 having come to rest just 7 basis points below resistance offered by the 25 day moving average. The 30 year conforming was available at 3.875% today.  The 30 year jumbo was at 4.00%.  Whether in New England, the Mid Atlantic or the Midwest...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 1
Have you ever wondered what the first step in the home buying process is?  Before you even start looking at homes, the first thing you need to do is get pre-qualified. The process is simple! Just give us a call, talk to us about what you want to do, and then we will take your personal information...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 1
You may be curious why some people are converting their credit card debt to a home equity loan. Why would they do that? Are there any benefits? To answer these questions, we’ve compiled 10 reasons on why transferring your credit card debt to a home equity loan is a great idea. Read on and be enli...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Unfortunately some of us are forced into collecting social security long before they want to because they simply need the money.  In fact 48% of women and 42% of men file at 62.  Those who do file at 62 receive a 25% reduction of their benefits if their full retirement age is 66 and a 30% reducti...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
Many areas of the country are experiencing a downward trend in mortgage delinquencies.  The following information is provided by TransUnion gives a recent historical perspective of the most recent debacle we have all suffered through. Shockingly, to me at least, was an increase in mortgage delinq...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 The majority of  FannieMae changes in 2017 have made it easier to qualify for a conventional mortgage.For this article I will discuss a few of the most beneficial changes. Student Loans are arguably one of the biggest issues for many first time buyers when it comes to qualifying for a mortgage. ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
It is no secret that the Texas Commercial Real Estate Loans landscape has changed a significant amount in the last few years. Lenders have not only gotten more conservative (even non-traditional lenders), but there are also numerous regulations now in place.If you are pursuing a Texas Commercial...

By Royalty One Mortgage, Mortgage company in Henderson, Nevada
(Royalty One Mortgage)
Comments 11
Lending plays a significant role in both home-buying and home ownership. If you're planning on buying a new home, refinancing your current home, or applying for a reverse mortgage loan; it's important to familiarize yourself with common mortgage terms. Finding the right loan program for you is in...