Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are many details and “fine print” to understand how to pay back your commercial loans in Texas. Here we break down what you need to make sure you can repay your lender.First, it’s important to have realistic expectations about obtaining and repaying a loan. Terms are much different than th...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you are considering a commercial property purchase, you also need to consider your options for a commercial mortgage Texas. Knowing the requirements and the process can be a great help in selecting the best lender to work with.As you begin to explore the world of the commercial mortgage Tex...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
In a down economy or if your credit is poor, there are still opportunities to get approval for commercial loans Texas. Sometimes working with an alternative lender or going through a broker is your best bet in these circumstances.There are many alternative options to obtaining commercial loans T...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Purchasing a commercial property can be complicated. But what does it mean for your commercial mortgage Texas when you find the perfect property is an REO?When you are searching for a commercial property you might find many options but you will want to be sure that you understand all of the real ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you are not familiar with commercial loans Texas then you might believe that they are similar to any personal loan that you applied for. But the short answer is that they are not.The first and largest difference between commercial loans Texas and a residential mortgage loan is that it is not b...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
It can be very challenging to secure commercial loans Texas. But knowing what lenders are looking for can help you to provide the best application possible.When you are applying for commercial loans Texas, you will find that there are many documents that are being requested and many forms that yo...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Conventional commercial loans Texas can be hard to qualify for. But a hard money lender offers a much more stream lined and speedy loan process.Hard money commercial loans Texas require much less paperwork and third party reports than a convention loan. This is a great benefit to a borrower who ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When it comes to short and long term commercial loans Texas, there is a lot of terminology and “fine print” to understand. With these tips, you can understand the differences and determine which loan type would work best for you.As a new business owner, you may not be versed in the jargon of loa...

By Phil Caulfield, San Francisco Bay Area
(Guarantee Mortgage)
Comments 5
 A 5 minute read that will save you 5 days in the loan process! You are in contract. You have all types of deadlines: property inspection, loan contingency, close of escrow, etc. Let’s face it – this process is stressful!How can your stress be reduced? One way is by working with a mortgage lender...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Amazon recently announced plans to build a second headquarters. The Texas commercial real estate market has shown robust growth for many years, will the states growing economy is enough to attract Amazons new headquarters? Amazon has a long list of benchmarks before any city can be considered fo...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Texas commercial lending will feel the impact of Hurricane Harvey. But commercial lenders in the Houston area expect certain sectors of the local economy to see an uptick. Could a short term boost in economic activity help the regions banks? Houston based banks will see an increase in both lendi...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Texas commercial real estate and the Houston market in particular have suffered as a glut in production drags down oil prices.Crude prices remain 15 percent lower than their 2014 peak. Prices continue to linger below their historic averages. The Houston office market has since seen negative offi...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
 Texas commercial lender the Bank of Austin is the first newly chartered bank in many years, a development that may inject new life into the Texas economy. The Bank of Austin will focus exclusively on serving the needs of local business owners. The Bank will “ strive to create relationships with ...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 0
The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in things they don’t understand. It has been said that the grass is just as hard to mow on the other side of the fence so stay with what your most familiar.Single-family homes used for rental prope...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
How will Texas commercial lenders re-tool their lending efforts in the after math of Hurricane Harvey? A report by the Cleveland Federal Reserve may shed light. The study demonstrates that the need for financing by disaster victims won’t be immediate. Lending activity subsides in the after math ...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pace Homes and Real Estate: Average mortgage rates edge lower: 30-year at 3.89%The FRM rate is down marginally from last week's 3.9%, though still higher than a year ago when it averaged 3.65%. However, despite low rates, the housing market remains hampered by tight mortgage credit standards. Rea...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Pro
(RPM Mortgage, Marin County, CA)
Comments 3
Unlocking a HELOC Mystery If you could create a client-facing "tip sheet" for your business, a simple punch list of things to do and not-to-do, what would be on that list?  You know, the items that always seem to fly under the radar of public knowledge and wisdom, but the ones that frequently und...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending September 29, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    President Trump released his plan for tax reform this week, which is expected to stimulate economic growth. A hotter economy could contribute to higher rate...

By Bo Kociuba & Buster Elliott, Live & Love OKC!
(Berkshire Hathaway HomeServices Anderson Properties )
Comments 0
MORTGAGE RATES FOR THIS WEEKEND-SEPT 29 Mortgage rates for this weekend-Sept 29. Check available mortgage rates for this weekend. They are steadily going up … but still, the rates are historically low! Lots of great looking homes on the OKC Metro market. Discover  YUKON or MUSTANG … are these you...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
After experiencing the devastation of Hurricane Harvey, some good news comes to the area. The city of Houston is eager to see the changes that will be made to one of their most popular and well-known office buildings in downtown Houston thanks to Holliday Fenoglio Fowler approving a commercial r...