Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Shanna Day Team Leader AZ & UT - Call 480-415-7616, Top 1.09% Of 147,000 KW Agents Worldwide!
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 1
Protecting Yourself From Wire Fraud Doesn't Have To Be Complicated... With wire fraud especially email based schemes on the rise, you might not be able to help but wonder about the most effective ways to protect your personal information, or the complexities of setting it up. Well fighting fraud ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 1
Last week's economic reports included Case-Shiller's Home Price Indices, readings on new and pending home sales and Freddie Mac 's weekly mortgage rates report. Weekly jobless claims and reports on inflation and core inflation were also released. Case-Shiller Home Prices Rise in July; New and Pen...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 1
One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States.  Part...

By Eddie Hoskins, I Can Finance Easy, Complex and Tough Deals.
(First Florida Financial Group LLC)
Comments 9
Florida Construction Mortgage Loans!We Offer VA, FHA & VA Jumbo New Home Construction to Permanent Mortgage Loans in Florida! FHA 3.5% down payment and VA 0% down payment construction to permanent mortgage loan combines the features of a construction loan and a traditional long term 15 or 30 year...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 41
  FHA loans have been the major talk in the news as of lately. One loan officer e-mailed me the other day, asking if FHA is going away. I asked, how did you come up with this?  Because three realtors had mentioned it to them. I have not heard a thing, but let's use common sense.  If FHA loans wo...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
WalletHub’s analysts recently compared the national and Texas commercial real-estate housing markets of 300 cities across 21 key indicators which included foreclosure rate, vacancy rate and home appreciation, and ultimately ranked them based upon their affordability and economic environment. The...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Obtaining a Texas commercial real estate loan is a very different process than applying for a residential loan. Consider these tips when searching for funding for your next project.Texas commercial real estate loans are capital that is obtained for business purposes, whether renovating an existi...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Texas commercial mortgage-backed securities are a choice of funding for real estate developers. Here are the facts concerning this type of commercial real estate loan.Texas commercial mortgage-backed securities (CMBS) are fixed rate bonds that represent an investment in a portfolio of varying pr...

By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 2
Mortgage Bankers Association September 2017 Rate ForecastThe September 2017 Mortgage Bankers Association rate forecast for the 30 year fixed rate mortgage is showing the third quarter of 2017 as the lowest percent average rate for the next five consecutive quarters and nearly reaching a whole per...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
The Housing and Economic Recovery Act of 2008 made changes to reverse mortgages effective October 1, 2008. They include higher borrowing limits and protections from aggressive marketing. A homeowner who is at least 62 years old can use a reverse mortgage to access home equity. It doesn't have to ...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 4
Here is an Infographic from Ginnie Mae.  My argument has always been "At the end of 30 years, what do you have?  It is either a shoebox full of rental receipts or all the equity in your home.  Usually (the past few years aside) year over year your equity grows.  So does your rent.  Rents almost a...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 4
The California Association of Realtors has put together this Infographic on the effect of mortgage interest rates and one's monthly payment.  They encourage all Realtors to us it on their blogs, websites, etc.  It can also be handy as a stand alone piece of information for your buying clients.  T...

By Barbara S. Duncan, CRS, GRI, e-PRO, Executive Broker, Searcy AR
(RE/MAX Advantage)
Comments 6
 Bet you none of you  have even seen one of these.  I had not.  It shows how far we have come in this modern world.  I found this as I visited the wonderful First Security Bank in McRae AR.  The friendly banker demonstrated for me.  So in this next picture you see the proportional size of the obj...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial real estate in Texas saw an impact due to Hurricane Harvey. Offices are being transformed as businesses relocate temporarily.The commercial real-estate firm CBRE reports 40 centrally located Houston office buildings were damaged by the storm. Short term displacement is forcing many bu...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Getting commercial real estate loans in Texas allows you to borrow money for your business use, whether it’s property, equipment, or improvements. You need to know how the process works before applying for this type of loan. When you are seeking commercial real estate loans in Texas for your com...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  There is more to the gravity of commercial real estate loans Texas than just the dollar amount. Using a few tips can help you to be more prepared and more successful when submitting a loan application.Preparation will have a huge impact on the success or failure of an application for commercial...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Texas commercial real-estate developer Scott Beck has big plans for the site of the former Valley View Mall.The aging Valley View Mall was recently demolished to make way for a new development, “Dallas Midtown.” Spearheading the effort is developer Scott Beck. Beck claims “Dallas Midtown,” is th...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Texas commercial lender Cadence Bank, is the first Bank IPO of 2017.The IPO brought 181 million dollars into Cadence, a notable commercial lender throughout Texas and the Southeast. The Cadence Bank SEC filling prior to the IPO stipulated the sale of 7.5 million shares of common stock, to be sol...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Following these “ABC’s of commercial mortgage Texas loan application, you can make sure you are eligible for the best loan for your company’s needs and get it in a timely manner. Before you get too far into the process on your own, finding the right lender for you and your business needs is “ste...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial mortgage Texas brokers can help you discover what options are available to your business when trying to find the right loan. Even if you have less than perfect credit or are just starting to establish credit, a broker can help you navigate the unchartered waters of getting a loan. The...