Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending October 6, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Stock markets are once again hitting record highs, as traders' appetite for risk increases. Strong equity markets can slow down improvements in mortgage rates....

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate, Fannie, Freddie postpone new credit scoring modelsBuyers who hoped to qualify for a mortgage soon after credit score calculations changed will be disappointed: Fannie, Freddie suddenly postponed the modifications until at least 2019. The changes would have helped...

By Scott Gleason, Westfield NJ New Homes Specialist
(RE/MAX Properties Unlimited)
Comments 0
On September 7th, 2017, Equifax announced that they detected a security breach in their system at the end of July. Criminals hacked into their files and stole credit card, driver's license and social security information. This breach may have affected as many as 143 million consumers in the Unite...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
The retail space has had better days, but that doesn’t mean the sector is exhausted of opportunities. Knowing what to expect from the sector will help improve your company’s commercial lending strategy. It’s difficult to talk about commercial real estate opportunities in the retail sector without...

By Bruce Minter
(The Real Estate Group)
Comments 6
You're not going to take my advice.The end of the month hopefully brings a flurry of closing activity. If your client has taken your advice all along all will probably go well.I am the listing agent and in Nov. I had a closing scheduled that, well, still isn't closed. Why? The buyer didn't take h...

By Susan Buhr, Real Estate Agent
(PDS Real Estate)
Comments 0
 Are you looking for Bond and Grant money to finance your home mortgage? Look no more, I attended a seminar recently, put on by OHFA (Ohio Housing finance Agency visit their Web site ww.ohiohome.org ). This program is a great first time home owners program, and money is available any time through...

By Mr. Laurent
(DL Financial)
Comments 27
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Shanna Day Team Leader AZ & UT - Call 480-415-7616, Top 1.09% Of 147,000 KW Agents Worldwide!
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 1
Protecting Yourself From Wire Fraud Doesn't Have To Be Complicated... With wire fraud especially email based schemes on the rise, you might not be able to help but wonder about the most effective ways to protect your personal information, or the complexities of setting it up. Well fighting fraud ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 1
Last week's economic reports included Case-Shiller's Home Price Indices, readings on new and pending home sales and Freddie Mac 's weekly mortgage rates report. Weekly jobless claims and reports on inflation and core inflation were also released. Case-Shiller Home Prices Rise in July; New and Pen...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 1
One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States.  Part...

By Eddie Hoskins, I Can Finance Easy, Complex and Tough Deals.
(First Florida Financial Group LLC)
Comments 9
Florida Construction Mortgage Loans!We Offer VA, FHA & VA Jumbo New Home Construction to Permanent Mortgage Loans in Florida! FHA 3.5% down payment and VA 0% down payment construction to permanent mortgage loan combines the features of a construction loan and a traditional long term 15 or 30 year...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 41
  FHA loans have been the major talk in the news as of lately. One loan officer e-mailed me the other day, asking if FHA is going away. I asked, how did you come up with this?  Because three realtors had mentioned it to them. I have not heard a thing, but let's use common sense.  If FHA loans wo...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
WalletHub’s analysts recently compared the national and Texas commercial real-estate housing markets of 300 cities across 21 key indicators which included foreclosure rate, vacancy rate and home appreciation, and ultimately ranked them based upon their affordability and economic environment. The...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Obtaining a Texas commercial real estate loan is a very different process than applying for a residential loan. Consider these tips when searching for funding for your next project.Texas commercial real estate loans are capital that is obtained for business purposes, whether renovating an existi...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Texas commercial mortgage-backed securities are a choice of funding for real estate developers. Here are the facts concerning this type of commercial real estate loan.Texas commercial mortgage-backed securities (CMBS) are fixed rate bonds that represent an investment in a portfolio of varying pr...

By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 2
Mortgage Bankers Association September 2017 Rate ForecastThe September 2017 Mortgage Bankers Association rate forecast for the 30 year fixed rate mortgage is showing the third quarter of 2017 as the lowest percent average rate for the next five consecutive quarters and nearly reaching a whole per...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
The Housing and Economic Recovery Act of 2008 made changes to reverse mortgages effective October 1, 2008. They include higher borrowing limits and protections from aggressive marketing. A homeowner who is at least 62 years old can use a reverse mortgage to access home equity. It doesn't have to ...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 4
Here is an Infographic from Ginnie Mae.  My argument has always been "At the end of 30 years, what do you have?  It is either a shoebox full of rental receipts or all the equity in your home.  Usually (the past few years aside) year over year your equity grows.  So does your rent.  Rents almost a...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 4
The California Association of Realtors has put together this Infographic on the effect of mortgage interest rates and one's monthly payment.  They encourage all Realtors to us it on their blogs, websites, etc.  It can also be handy as a stand alone piece of information for your buying clients.  T...

By Barbara S. Duncan, CRS, GRI, e-PRO, Executive Broker, Searcy AR
(RE/MAX Advantage)
Comments 6
 Bet you none of you  have even seen one of these.  I had not.  It shows how far we have come in this modern world.  I found this as I visited the wonderful First Security Bank in McRae AR.  The friendly banker demonstrated for me.  So in this next picture you see the proportional size of the obj...