Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial hard money loans have grown in popularity in the past decade. Both lenders and borrowers are finding advantages to this unconventional loan from a nonbank lender.Commercial hard money loans have become very popular with both borrowers and lenders. There are benefits for both parties a...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
As a real estate investor you understand the importance of having a relationship with a lender and you also know that even your regular lender will only grant a loan under certain conditions. The solution to the fickle world of commercial lending is to cultivate relationships with commercial har...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are many good reasons to seek commercial hard money loans. Understanding these reasons can help you to grow your business or even save it from failure.Commercial hard money loans are known to have a higher interest rate than conventional commercial loans and for that reason, many business ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you are comparing commercial mortgages you want to verify that you are getting the best rate possible. And there are a few tips that you can keep in mind that lenders are looking for when determining loan rates.When you are shopping for commercial mortgages there are many terms that you wil...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A hard money loan is a non-bank loan. Some loans are not desirable for banks but they are for commercial hard money lenders who are looking at different criteria from their borrowers.Commercial hard money lenders are not in business to crawl through your financial history of the past five years ...

By Don Hess
(KW Elite Keller Williams 1280 Plaza Blvd. Lancaster, PA 17601)
Comments 1
  I can help! Call me!  Don HessKW EliteKeller Williams Realty1280 Plaza Blvd.Lancaster, PA 17601717-553-2500 Office717-715-6288 Mobile717-786-7967 Directdonhess39@gmail.com  activerain.com/dfh The Mortgage Process: What You Need to Know Some Highlights: Many buyers are purchasing a home with a d...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Chinese regulators are attempting to put the brakes on overseas real estate acquisitions by its citizens. The new regulations will make it far more difficult for Chinese investors to close commercial mortgage deals.This July the Chinese government introduced new restrictions on foreign investment...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
The process to apply for a loan in the commercial real estate industry can be confusing, even on the best of days. Lenders are often not helpful, simply because they do not have the time. They want to move on to a loan that is going to bring them a larger paycheck. Here are some of the things th...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial lenders are witness to the distress of retailers this year and are compelling many store operators to take on asset based loans over traditional financing. What does this trend indicate for the future of retail lending?Retail is under increased distress this year. Last year retailers a...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A commercial lender must decide which applications to approve and which to decline without personally getting to know the borrower. To make smart choices the lender will look at the 5 C’s to make their decision.There are five basic lending criteria that every commercial lender will evaluate when ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Efforts by the Chinese government to slow down commercial real-estate loans on multifamily properties are doing little to curb demand.This year regulatory authorities in China issued a spate of new rules to slow down speculative home purchases. The new rules raise the minimum down payment require...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
The Fed has raised interest rates twice so far this year, effectively raising all commercial real estate loan rates. The short term impact is easy to predict. Whether the rate increase is good news or bad news is harder to tell.The Fed has raised short term interest rates which now range from .75...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Are unusually large commercial mortgages masking a decline in mortgage origination in New York City? Two large deals represent the bulk of sales in the second quarter. Without these deals the numbers would indicate a decline in the commercial real estate sales in New York City.This year has seen ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Bridge loans and similar short term commercial mortgages are growing in popularity. These short term loans are easier to qualify for and in many case are more flexible than traditional loans. CMBS borrowers and retailers are finding bridge loans a vital source of financing in todays economic clim...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Mezzanine loans are a unique type of commercial real estate financing. The practice is difficult to define in layman's terms. This article will attempt to clarify what a mezzanine loan is, why investors like mezzanine loans and how borrowers could benefit from this type of lending.Online searches...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial real estate financing has been expanding rapidly in the face of historic rates of foreign acquisition. But it appears many foreigners may have lost interest in the US commercial real estate market this year.Foreign commercial real estate acquisitions in the US are down from their recor...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  Realty Shares a commercial lender recently sold its residential lending business to Lima One Capital. Lima One Capital issued a press release on September 7th to announce its acquisition of Realty Shares mortgage origination business. What does the sale indicate about the future of both compani...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Regional commercial lenders are complaining about a decline in the demand for new loans by business owners. Many blame global instability and political uncertainty.2017 has particularly strong year for most businesses, economic activity is up and stock indexes are higher than ever. But this grow...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
The company, a crowd funding investment platform recently received 4.1 million in start up funds from well-known investor Steve Cohen.The 4.1 million dollars was raised by the venture capital branch of Steve Cohen’s Point 72 asset management group. Cohen’s reputation precedes him as the head SAC ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
In a contracting real estate market, it might be very difficult for potential borrowers to find banks that are willing to fund their endeavors. But potential borrowers can still find a commercial lender in an economically challenging time.Traditional lenders are nervous about the current trends ...