Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 48
 Don't Give a "One and Done" to the Equifax Breach By now, you've probably heard and seen multiple articles regarding the recent Equifax breach of security.  I myself have written and addressed this breach in an earlier post. You may believe you've seen and absorbed all the details and instructio...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are many documents and financial statements that commercial lenders will require from a business when applying for a loan. And that information can be even more critical when your business is a new startup.When you are submitting loan applications to commercial lenders it is critical that y...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
A commercial lender will want to review both personal and business credit when evaluating a loan application. This is because in many cases, the owner of the business will need to personally guarantee the loan.Before you begin the process of applying for a commercial loan, you need to review bot...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial hard money loans are a good short term option in some cases. Knowing more about securing the loan will help you decide if this is the tool that you need to purchase a property.Commercial hard money loans are an alternative to conventional commercial loans. The lender is not a bank or ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
The application packet that you submit to commercial lenders is often a huge compilation of documents. Providing a succinct loan submission summary can be critical to getting your loan approved.Commercial lenders all have staff members who do nothing but sort through the loan application submissi...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Securing a commercial mortgage is never an easy process. But you can greatly increase your odds of an approval by learning what commercial lenders are looking for on loan applications.The more you investigate the process of securing a commercial mortgage the more that you will learn that each le...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A commercial lenders biggest concern is that your business generates enough money to repay the loan that you are requesting. Your cash flow will tell a lender a lot about your business.Reviewing your cash flow will tell commercial lenders how you manage your cash expenditures as they relate to y...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
C-loans claims there are 12 distinct commercial mortgages. The following article groups these 12 types under three categories, permanent, equity and short term commercial loans.Essentially conventional commercial mortgages differ from residential mortgages, in that commercial mortgages finance th...

By Tom Gilliam- RE/MAX Classic, Exceeding Your Expectations
(Re/Max Classic)
Comments 2
Have you ever walked into an open house, or called a real estate agent about a listing, and within minutes, they’re asking you if you are “pre-approved” for a mortgage?If you haven’t, then you have never walked into an open house or called an agent. Or at least enough of them…Just wait. It’ll hap...

By Tommy Miles, Builder/Realtor®
(Miles Realty Group)
Comments 0
Today's blog is written by Randell Brooks, our Sales Manager at Miles Realty Group.  Give Randell a call at 817-559-0085 if you have any questions about using your Veteran Benefits to purchase Real Estate.  Thanks, Tommy.Randell Brooks817-559-0085  Texas Vets Benefits for Real Estate PurchasesThe...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 2
Refinancing while divorcing is a very hard thing to do.  Emotionally and financially, it can be very stressful.  Finding an experienced mortgage lender in Texas capable of handling this delicate situation is essential.Texas is a common law state and if you are married and own Real Estate that is ...

By Inlanta Mortgage - Madison, Serving Wisconsin, Illinois, Minnesota & Florida!
(Inlanta Mortgage - Madison)
Comments 27
In the summer of 2015 the Federal Housing Administration (FHA) made some changes to a wide range of its guidelines. The goal is to make sure prospective buyers are financially ready right now to buy a home and there is a reasonable chance that they can continue to afford the home. Listed below ar...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
It is no secret that commercial real estate financing takes time, sometimes a lot of time. You may feel helpless, as a borrower, after you sign on the dotted line of your application and find yourself just sitting around waiting, but there are some things that can be done beforehand to make the ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Even though they are easier to acquire than traditional loans and often have a much quicker processing time, there are a number of risks that come with commercial hard money loans. However, that does not mean that these loans are not good options if you can find ways to minimize risks.It is no s...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial lender Deutsche Bank struggles this year have not gone unnoticed by investors. The bank is struggling to maintain in the face of immediate and long term challenges and some are calling for the resignation of the groups CEO John Cryan.The banks stock has been selling at record lows this...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you are considering the purchase of a commercial property you will quickly learn that commercial mortgages are more expensive. Understanding the reasons will help you to see why the increased cost is necessary.As you begin to explore your options for commercial mortgages you will find that t...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial hard money loans have grown in popularity in the past decade. Both lenders and borrowers are finding advantages to this unconventional loan from a nonbank lender.Commercial hard money loans have become very popular with both borrowers and lenders. There are benefits for both parties a...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
As a real estate investor you understand the importance of having a relationship with a lender and you also know that even your regular lender will only grant a loan under certain conditions. The solution to the fickle world of commercial lending is to cultivate relationships with commercial har...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are many good reasons to seek commercial hard money loans. Understanding these reasons can help you to grow your business or even save it from failure.Commercial hard money loans are known to have a higher interest rate than conventional commercial loans and for that reason, many business ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you are comparing commercial mortgages you want to verify that you are getting the best rate possible. And there are a few tips that you can keep in mind that lenders are looking for when determining loan rates.When you are shopping for commercial mortgages there are many terms that you wil...