Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 9
  Can I change my home's title after closing?          An alternative title to this post could be "your mortgage broker is an idiot".  Unfortunately, the answer many loan officers will provide to this question is "sure you can, just wait until the loan is closed and recorded, and then change titl...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 15
First Time Home Buyer Grants  The Federal Home Loan Bank of Atlanta participates with approved lenders to offer First Time Home Buyer Grants to purchase properties and the money can be used for down payment and closing costs. 1stMariner Mortgage is a participant of this program. Here are some of ...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 27
 What is "Fannie direct" (and why your lender should be)      It's hard to keep up with all of the mortgage industry jargon, especially when one phrase can mean so many different things.  The latest phrase I've gotten many questions on is the"Fannie direct" loan option.  This is an important one ...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 1
Recently Closed - Term Reduction Refinance in Wilmington, DE       This blog post could also be titled "when things come together perfectly".  You know what I mean.  When a client has their stuff together, in every aspect of having their stuff together.  Great credit, great communication, respons...

By Kasey & John Boles, Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties
(Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com)
Comments 6
Flyer & Information Courtesy of: Guild MortgageKellie AllenMortgage Consultant/Branch Manager776 E Riverside Drive Ste. 100                                                        Eagle, ID 83616O: 208.489.2824 F: 208.914.7122 M: 208.941.4914kallen@guildmortgage.netNMLS ID 92930 Company NMLS # 327...

By John Jones
(Briggs Freeman Sotheby's International Realty)
Comments 3
If you need to raise your credit score to qualify for a mortgage (or qualify for a better rate), ask your mortgage professional if they offer the rapid rescore service.  Rapid rescore is a tool offered by some mortgage companies that allows newly documented and vertified information to be reporte...

By Mary Jo Quay
(Remax Advisors )
Comments 2
FREE Credit Repair Workshop  The economic crisis and housing market has taken its toll on thousands of families, causing stress and heartache.   For far too long, easy credit seduced us to outspend our incomes, rely on credit cards, and use our homes as a personal ATM.   Debt has become a four l...

By The Loan Doctors Team, Mortgage Consultants
(All Western Mortgage )
Comments 3
When people think of credit repair they usually think about derogatory items that they must dispute in order to get a better credit score.  The first thing you do when you have collections accounts and charge-offs is to hire a credit repair company to try and get them removed.      An Arizona cre...

By Lisa Delzompo 951-704-4559, Experienced, Trusted, & On Your Mission: Home
(PRW Lending, Inc)
Comments 1
Who's Who In Murrieta CA -- Credit Repair: Sobak Financial, Anthony Sobak Toll Free: 877-SOBAK80 So this year, I've been going to the SRCAR Meetings and meeting the various "Who's Who" in real estate related fields with the Southwest Riverside County Association of Realtors (SRCAR), and this week...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 6
Here's one of the most common questions we are asked: Q: Should someone use a credit repair company to improve their credit score?   A: No one should ever use a credit repair company.  The vast majority of them are complete rip-offs.  There are no "secrets that the experts don't want you to know....

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 0
Job Openings, New Jobless Claims Rise Job openings rose in June to 6.20 million as compared to May's reading of 5.70 million job openings. Analysts said that increasing job vacancies show that employers are unable to find qualified workers. Business services, construction, health care and profess...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 0
Interest rates for buying a home on the Palos Verdes Peninsula eased this week . The following are excerpts from the newsletter on interest rates published by HSH Associates :"Partly due to increasingly bellicose saber-rattling between the U.S. and North Korea, but also more than partly due to in...

By Jason E. Gordon, Sr. Mortgage Loan Officer, CMPS, RCS-D, CDPE, CMHS
(AmeriFirst Financial Inc, San Diego, CA)
Comments 1
Residential Appraisal protocols were significantly changed with the implementation of the Home Valuation Code of Conduct (HVCC).  Regardless of whether you are seeking an appraisal for a Conventional Loan, a Federal Housing Administration (FHA) Loan, or a Veterans Administration (VA) Loan, our Go...

By Jeff Onofrio, FHA 203k Lender and Homestyle Reno Specialist
(AnnieMac Home Mortgage )
Comments 5
Peyton Manning? Are you serious? Yep- I am. I am personally a Philadelphia Eagles fan but for the purposes of this blog and what I am going to be showing you during my next few blogs I need you to understand my point. Peyton Manning is the true general on the football field. There are others in ...

By Jeff Onofrio, FHA 203k Lender and Homestyle Reno Specialist
(AnnieMac Home Mortgage )
Comments 1
If you have read any of my other blogs you will have seen that I write about all the interested parties in the FHA 203k process.  Today I want to highlight one of the most important and sometimes over looked parties.  That is the FHA 203k Consultant. In NJ, PA and DE I use a few different people ...

By Jon Sigler, CT Loan Officer 860-306-8029
(Citizens Bank, NMLS#119288)
Comments 2
Bristol CT Foreclosure Properties Worried that the prices of homes in Bristol CT may be out of your reach? You may want to look at foreclosure properties as a way to buy a home. There has never been a better time to line up your resources and educate yourself about this previously hidden market. ...

By Jeff Onofrio, FHA 203k Lender and Homestyle Reno Specialist
(AnnieMac Home Mortgage )
Comments 4
It's been a little while since our last installment of the FHA 203K rehab loan question and answer so i figured I would use this time to take a few questions from some recent emails that I have gotten. Bill in Lansdale, PA wrote in and asked: Jeff- i have been reading a lot about 203K loans but i...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 6
   VA Loans:  Flex Your VA Benefit Muscle     Veterans of the U.S. Military - Armed Forces, through their active service provided to our country, become eligible for VA benefits.  One of those benefits is a home loan guaranty.     I've been honored to work with many Veterans during my years as a ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending August 11, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.     Producer prices fell in July, recording their biggest drop in 11 months and pointing to lower inflation. The lack of inflation could help keep mortgage rates ...

By Judi K Barrett, BA, Integrity Real Estate Services -IDABEL OK
(Judi Barrett~Integrity Real Estate Services~Idabel, Oklahoma)
Comments 4
The Choctaw Nation has excellent home financing options for Tribal Members.  If you are a Choctaw Nation Tribal Member and are looking for home financing, you would do well to check out their Home Financing page. There are options available to you as a Tribal Member.  Depending upon your income, ...