Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Even in today’s technological world of internet-based companies, there is still a vast need for brick and mortar businesses. When it comes time to obtain commercial mortgages on building for your company, it’s important to be aware of some of the risks and downsides, so you can try to avoid thes...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If your business needs cash to help get out of a rough slump or to continue to grow to the next level, short term commercial real estate financing can often help. By having an extra cushion of cash business owners can more easily manage their budgets and take risks when it comes to growing their ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you need cash fast to get through a rough spot in your business or to catapult your business to the next level, you may benefit from working capital commercial real estate financing. Before applying for this type of loan, find out the benefits, and drawbacks, of this loan so you can up your c...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When it comes to securing commercial real estate financing for your business, banks and lenders will typically want to see your credit score and report. That’s because they must determine the credit risk — before deciding whether or not to approve your loan application.Credit risk is the chance ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
It’s the new American Dream to have your own business that you can run out of your own home. With the assistance of commercial hard money loans, you can take your dream of working from home and turn it into a reality!In today’s digital age, running a company remotely is perfectly within grasp — y...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate, Reverse mortgages costing more seniors their homes An increasing number of seniors face foreclosure after falling behind on property taxes or failing to meet some other requirement of the complex loans. Read more.    Upcoming Events in Pensacola, FL | Pnj Events ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate,Fannie loosens ARM downpayment rulesBorrowers using an ARM can make just a 5% downpayment on a single-family residence that's the primary home; they also need only 5% equity to refinance an ARM. Read more.   Upcoming Events in Pensacola, FL | Pnj Events - Pensacol...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze Homes and Real Estate, HUD raising up-front fees for reverse mortgages According to HUD, younger, lower-income homeowners with traditional FHA-insured loans are bailing out its money-challenged reverse mortgage program. Read more. Gulf Breeze Florida - Things to Do & Attractions in Gu...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 35
  Have Student Loan Debt? A Solution May Exist For You   I'm sure you've seen these headlines or others like them ...  "Debt-Locked: Student Loans Force Millennials to Delay Life Milestones"   "Yes, student debt is delaying homeownership" "Student Debt May Prevent Some Americans From Buying Homes...

By Bo Kociuba & Buster Elliott, Live & Love OKC!
(Berkshire Hathaway HomeServices Anderson Properties )
Comments 1
MORTGAGE RATES FOR THIS WEEKEND-Oct 13Mortgage rates for this weekend-Oct 13. Check available mortgage rates for this weekend. They are steadily going up … but still, the rates are historically low! Lots of great looking homes on the OKC Metro market. Discover  YUKON or MUSTANG … are these your p...

By Michael J. Perry, Lancaster, PA Relo Specialist
(KW Elite )
Comments 2
The Mortgage Process: What You Need to Know Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don't have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you dete...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 2
If you want to find a Builder to build your home on a lot, how do you do that?  One way is to have the Builder take out a mortgage, and in that situation, you normally have to make a pretty sizable deposit with the builder, often times it’s at least 20%.  IF you own the lot, you might have to sig...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Homes and Real Estate,HARP extended despite diminishing volumeThe government-funded "Home Affordable Refinance Program" for underwater homeowners has been extended until Dec. 31, 2018, despite fading activity. Read more.         Upcoming Events in Pensacola, FL | Pnj Events - Pensacola...

By Dennis Dahlberg
(Level 4 Funding )
Comments 3
If you have bad credit you may find yourself wonder How to buy a house with bad credit in Arizona and it may seem impossible. However, there are a variety of loan types and programs that can help you purchase a home in the Grand Canyon State as a primary residence or as an investment. With sunshi...

By Jeff Sipes, Blue Water Credit
(Blue Water Credit)
Comments 1
Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, but it takes responsible financial choices with money, credit, and debt to achieve that. As FICO scores range from 300-850, with 680 considered good and above 720 excelle...

By Tony and Suzanne Marriott, Associate Brokers, Serving Scottsdale, Phoenix and Maricopa County AZ
(Haven Express @ Keller Williams Arizona Realty)
Comments 4
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi "Too many assume that if they check their credit and finances now ... and find no current signs of problems ... that they are in the clear.  That they can breathe a sigh of relief ... Sadly, that's not true."Right on target ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending October 13, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    The minutes released from last month's Fed meeting showed some members don't agree that low inflation is transitory. Low inflation helps keep rates low. Howev...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 0
We have looked at several studies done near the end of 2016 that ranked the "Best Suburbs For First Time Home Owners Near Raleigh," and while we think most of them are spot on, we disagree with a few.  If you are considering a move to the area, you might like to get a perspective from folks who l...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Homes and Real Estate, Water leak? Insurance will reimburse no more than $10K Effective Feb. 1, Citizens' Ins. will pay a max of $10K for water leaks fixed by private contractors, and Fla.'s private insurers are expected to do the same. Read more.        Upcoming Events in Pensacola, F...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
At this writing, here is what we know about the plan.If your total monthly mortgage payments are greater than 31 percent of your monthly, pre-tax income, you might qualify for relief. You must prove to your lender that your payments are greater than 31 percent of your income and that you might no...